About HAL Marketplace

The world's first all-in-one platform connecting real estate investors, wholesalers, and private lenders with cutting-edge tools and workflows.

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See It In Action — Live Land ID AI Property Tour

This is the same Land ID technology embedded directly on every HAL listing. Try the interactive map and AI-generated property tour below — this demo link is for illustration only, not a real listing.

What We Do

HAL Marketplace revolutionizes how real estate deals get done by providing a secure, verified platform where:

  • Wholesalers can list off-market properties, let lenders attach pre-approved term sheets, and share a public link so buyers can close faster
  • Investors can discover deals, analyze properties with AI, and build their portfolios
  • Lenders can advertise pre-approved term sheets on wholesale listings and privately bid on loan requests secured by real collateral

We don't facilitate transactions or handle funds—we provide the tools, verification, and connections to make deals happen faster and more securely than ever before.

Platform Features

Interactive Property Maps

Visualize deals on a live Mapbox map with color-coded markers, property types, and geographic search alerts. View LAND ID integration for verified property data.

AI Deal Analyzer

Powered by OpenAI GPT-4, analyze any deal instantly with profit projections, risk assessment, and personalized recommendations.

Private Lending Marketplace

Browse loan requests from verified borrowers, submit private funding offers, and track deals through a secure 3-stage approval workflow.

KYC Verification

Every user is verified through Stripe Identity biometric KYC. Know exactly who you're dealing with—no anonymous accounts.

Saved Searches & Alerts

Save geographic areas and criteria, get instant notifications when new deals match your preferences.

Reputation System

Build your reputation through completed deals and peer reviews. Transparency you can trust.

How It Works

Wholesale listings and loan requests follow two different approval paths — here's each one at a glance.

Wholesale Marketplace

  1. List the property

    Wholesaler publishes a listing instantly with photos, price, ARV, and estimated profit.

  2. Lenders attach term sheets

    Verified lenders line up pre-approved financing on the listing; buyers contact a lender directly or share the public link.

  3. Land ID + Deal Analysis

    Every listing gets a custom Land ID interactive map and built-in AI deal analysis — parcel, zoning and comps side by side, so buyers see the full picture before they reach out.

  4. Close & confirm

    Seller marks Under Contract, then Closed and names the buyer; the buyer confirms and reviews the seller (Wholesaler score) and lender (Lender score).

Loan Request Approval

  1. Verified Members Only

    Every member is Stripe verified. Borrowers that own a property are ready to borrow.

  2. Lenders submit offers

    Lenders propose rates and terms; the borrower compares and accepts the best offer.

  3. Lender Approves

    The lender reviews the request and approves the terms; the borrower accepts the best approved offer.

  4. In-negotiation & closed

    Accepting an offer moves it to In-negotiation, then Closed off-platform; lender and borrower review each other (Investor / Lender scores).

Wholesale Marketplace

  1. 1.List Your Property - Wholesalers create listings with photos, property details, ARV, and estimated profit.
  2. 2.Lenders Line Up Financing - Verified lenders attach pre-approved term sheets (LTV, rate, points, balloon) so buyers can contact a lender directly. Share the public link to show the top 5 term sheets to anyone.
  3. 3.Close & Confirm - Listings live 10 days (Repost to extend). Mark Under Contract, then Closed and name the buyer; the buyer confirms, picks the financing lender, and reviews both (Wholesaler and Lender scores).

Loan Request Approval Process

Stage 1: Submission & Review

  • Borrower creates a loan request secured by property they Own or have Under Contract, attests to it (optional proof document), and adds amount, terms, and experience
  • HAL admin team reviews the submission for completeness and compliance
  • If approved → listing goes live | If rejected → borrower receives feedback and can resubmit (max 3 attempts)

Stage 2: Active & Offers

  • Loan request appears on the marketplace for verified lenders to view
  • Lenders submit private funding offers with interest rates and terms
  • Borrower reviews offers and accepts the best one → request moves to 'In-negotiation' and its 10-day clock pauses

Stage 3: In-negotiation & Closing

  • Request is 'In-negotiation' while parties finalize deal details (underwriting, due diligence)
  • Active requests live 10 days (7 + 3-day grace with one-click Repost); unreposted requests are Withdrawn and must be resubmitted
  • Borrower marks the deal 'Closed' once funds are exchanged off-platform
  • Lender reviews the borrower (Investor score) and borrower reviews the lender (Lender score)

Subscription Tiers

Investor

$25/mo

  • Browse all wholesale deals
  • Create loan requests
  • AI Deal Analyzer access
  • 5 credits per month
  • Basic analytics

Wholesaler

$50/mo

  • Everything in Investor
  • Create wholesale listings
  • Receive and manage bids
  • 15 credits per month
  • Advanced portfolio analytics

Lender

$100/mo

  • Everything in Wholesaler
  • Access loan marketplace
  • Submit funding offers
  • 30 credits per month
  • Priority support

Credits System

Credits are used for premium actions on the platform:

  • 1 credit = 1 AI Deal Analysis
  • 1 credit = Export listing to PDF
  • 5 credits = Promote a listing to featured status
  • 3 credits = Run advanced analytics on portfolio

Credits are included with your monthly subscription and can be purchased separately in packages of 25, 50, or 100.

Additional Features

KYC Verification & Accreditation

All users complete biometric KYC verification through Stripe Identity. Accredited investors can upload documentation for enhanced privileges and access to institutional-level deals.

Reputation & Reviews

Your reputation score is calculated from closed deal reviews. Only completed transactions count toward reputation, ensuring authenticity. You can propose edits to past reviews, subject to admin approval.

Private Messaging

Communicate securely with other verified users. All messages are monitored for compliance and safety.

LAND ID Integration — Maps & AI Property Tours

Embed interactive parcel maps and AI-generated property tours from Land ID directly on your listings — giving investors and lenders a walkthrough-quality view without leaving HAL. See the live demo above.

Notifications & Alerts

Real-time notifications for new bids, offers, deal updates, and saved search matches. Never miss an opportunity.

Affiliate Trial Offers

Platform administrators can attach promotional trial offers to affiliate referral codes. New users who sign up with a qualifying code receive free subscription time or listing credits. Subscription trials require KYC verification for platform security.

Why HAL Marketplace?

All-in-One Platform

No more juggling multiple tools. Everything you need for wholesale deals and private lending in one place.

Verified Users Only

Every account is KYC verified. Know exactly who you're dealing with.

AI-Powered Insights

Make smarter decisions with instant AI analysis and market data.

Built for Speed

Streamlined workflows and instant notifications help you close deals faster.

Ready to revolutionize your real estate business?

Join thousands of investors, wholesalers, and lenders using HAL Marketplace to find deals, secure funding, and build wealth.

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